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Worry Less. Heal More.

A new way to manage your out of pocket medical expenses.

Apply Now

Focus on Patients, Not Payments.

Patients to get the care they need and you get paid immediately.

Parasail For Providers

More Money In, No Money Out.

Increase the collection rate for your doctors without creating additional cost.

Parasail For Partners

Worry Less. Heal More

A new way to manage your out of pocket medical expenses.

Apply Now

Focus on Patients, Not Payments.

Patients to get the care they need and you get paid immediately.

Parasail For Providers

More Money In, No Money Out.

Increase the collection rate for your doctors without creating additional cost.

Parasail For Partners

Parasail Patient Payment Plans

Meet Parasail. Patient payment plans that work for you. The straightforward and stress free way to manage your medical expenses. We provide Patient Payment Plans so that you can focus on your procedure, your family and your healing, knowing your bills are under control.

  • 1: Apply in minutes

    Takes less than two minutes to complete and won’t affect your credit.

  • 2: Instantly get offers

    Compare offers from several lenders at once.

  • 3: Choose the best

    Select the best APR, term and monthly payment for you.

  • 4: Get the money

    Finalize your lender’s application and funds are transferred within a day or two.

  • 5: Focus on what matters

    No surprises, no hidden fees or ballooning interest rates. Just peace of mind.

    Apply Now

How we can help

Typical Breakdown of Medical Costs

patient financing
(Includes: Facility Services, Physician Services, Anesthesia)

With a Parasail Payment Plan

Financing Disclosures :
  • Total cost includes physician services, anesthesia, and surgery site fee • In-network procedures • SF Bay Area • Typical Bronze insurance plan • Insurance deductible not used
  • 20% co-insurance • 700 FICO® score • 2 year loan payment • 0% down payment
  • Subject to credit approval. APR: 13.38% subject to increase or decrease. Example: 24 monthly payments of $244 each for well-qualified applicants.
  • This loan is for example only. It may not reflect actual costs for your procedure, insurance coverage, and deductible costs. Loan rates are based on individual financial information and loan provider requirements.

Turn bills into affordable monthly payments in minutes

Why Parasail and not a credit card?

Parasail fixed rate loans don’t balloon if you miss a payment like credit cards with variable rates do. Whatever rate you agree to stays the same for the entire loan term – no surprises.

High credit card balances also negatively impact your credit score. With Parasail, you can keep your credit cards available for emergencies.

Why Parasail and not some other online lender?

Parasail is a “one stop shop” that finds the best option for you from multiple lenders. So, you get the best terms at the best rate with a single application that takes less than 2 minutes.

Applying doesn’t affect your credit score, and best of all, Parasail is paid by lenders and practices -not by you. So the rates we show you are the same as if you applied directly with each lender separately… but with a lot less hassle.

Quick and Painless.

Our application is easy, secure and won’t affect your credit.

Got interrupted? Don’t worry. We saved your application.

Not an insurance company. Not a bank. Something entirely new.

Health

Health Comes First

People shouldn’t have to defer healthcare because of a high deductible. Parasail lets you get the care you need and pay for it over time.

Affordability

Affordability is Key

We strive to find the most flexible plan to meet your budget. We partner with patient advocacy companies to review each patient invoice and credit you back any over-charges … and frequently we are able to offer lower interest rates than a typical credit card might charge.

Transparency

Transparency Always

We make comparing offers from lenders simple and straight-forward so you can make the best decision for you.

Real

Real People, Real Solutions

We understand what it’s like to face challenges, to be confused, to be worried about finances. We’re real people, here to help make real problems a little easier.

“Over half of Americans with high deductible health plans don’t have enough cash on hand to pay their out of
pocket costs.”

Focus On What Matters

Wouldn’t it be nice to focus on patients and treatment instead of payment? When you partner with Parasail, your patients can get the care they need and you get paid immediately – without recourse. Let’s help put everyone’s focus back where it should be – on good health.

We can set your practice up to accept online payments and offer patient financing in minutes.

Apply Now

Pay for your medical expenses with a loan from Parasail.

Get Started

Already started an application?